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Finance & Financial Management > Business Insurance

Name	Description	Insurance Coverage	Top Pros	Top Cons	Best For
Nationwide Rating: 84%	Nationwide Mutual Insurance Company, together with its subsidiaries, provides insurance and financial services for indiv read more	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, professional liability, etc read more	large network of agents, comprehensive claim process, sophisticated online portal, the high ratings provide peace of mind that claims will be paid read more	the company doesn't offer financial planning services, no app for managing policy potentially higher rates	small businesses looking for business insurance and employee benefits
Liberty Mutual Insurance Rating: 85%	Liberty Mutual Insurance Company provides insurance products and services in the United States and internationally. Its read more	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, professional liability, etc read more	works with multiple affiliates and has offices worldwide, offers accident forgiveness and lifetime repair guarantees fo read more	discounts are not available in all states, a well-established company with 100+ years of insurance experience, the high customer complaint score of 4.59 read more	small businesses that need risk management assistance
Progressive Casualty Insurance Company, Inc. Rating: 98%	Over 18 million people trust Progressive to insure something they love such as their car, boat, house, motorcycle, etc. read more	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, etc	top-rated insurer (near 80 years of experience), easy online sign-up and claim reporting, multiply discount available, transparency in pricing and services read more	some customer complaints according to the various forums and messages boards, six-month policies standard	small business owners who need affordable commercial auto insurance
Farmers Insurance Group Rating: 80%	Farmers Insurance Group is an American insurer group of automobiles, homes and small businesses and also provides other read more	risk related business's building, property, inventory or income, coverage against money and securities theft committed by employees or third parties, etc read more	plenty of discounts, personal support from 50,000 agents across the US, great personal support, lowest quoted policy cost read more	rates depends on refion, service depends on region, no online coverag service, some policies don't include rental reimbursements read more	small business owners who want customizable insurance solutions
Insureon Rating: 93%	Insureon Inc., an online insurance agency, provides insurance protection services for small businesses in the United Sta read more	business property insurance, a business owner's policy, general liability insurance, cyber liability insurance, workers compensation insurance, etc read more	online quotes for five types of insurance, dedicated account rep to help, manage the policy online after purchase, very transparent about premium rates read more	limited online capacity, limited help post-purchase	small and medium sized business
Hiscox Rating: 84%	Hiscox is headquartered in Bermuda and is an international specialist insurer, underwriting a diverse range of personal read more	liabilities and general liabilities insurance, errors and omissions insurance, cybersecurity insurance, etc	affordable policies starting at $22.50/month plans tailored on your individual business, report and manage claims onli read more	policies only available in 39 States and the District of Columbia, no local offices	susiness owners who want a specialized coverage by profession, including one for home-based businesses
Allstate Rating: 95%	The Allstate Corporation is one of the largest insurance providers in the United States and one of the largest that is p read more	business interruption coverage, business property and auto coverage, data compromise coverage, product liability and/or professional liability coverage, etc read more	an industry leader in automobile safety and education, dedicated agents, multiple discounts offered, comprehensive quiote tools, availavle in all 50 states read more	coverage costs are above average, the rated average for customer service, lacking several standard discounts	small business owner looking for basic insurance and free business resources
Chubb Rating: 80%	Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance produ read more	risk engineering services, global risk advisors, workers compensation claim management services, ESIS ProClaim, mult read more	strong financial strength rating, coverage options for businesses of all sizes, offers unique coverage options, dedic read more	bad reviews by the BBB and on Yelp, no possibility to buy quote and policy online, the financial products might be out read more	small businesses that need to cover international transactions and trips
Travelers Rating: 80%	The Travelers Companies, Inc., incorporated on March 5, 1853, is a holding company. The Company operates through three s read more	business owner’s policy, commercial auto, umbrella, workers compensation, special risk insurance, etc	excellent financial strength rating, multiple policy lines available through same company, large network of local insu read more	not all coverage options are available in all states some customer complaints reported with billing/collection and customer service issues read more	small business owners who want online claim services and policy management
The Hartford Rating: 85%	The Hartford Financial Services Group, Inc., incorporated on December 9, 1985, is a holding company for insurance and fi read more	commercial property insurance, general liability insurance, business income insurance, business owner's policy, mari read more	lifetime renewability, 12-month rate protection, special benefits for AARP members, classic car coverage, recover ca read more	early cancellation fees mightly apply, may be expensive for young and risk drivers	for industry-leading customer care, highly rated claims service, and specialized packages

Nationwide

Insurance Coverage	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, professional liability, etc
Top Pros	large network of agents, comprehensive claim process, sophisticated online portal, the high ratings provide peace of mind that claims will be paid
Top Cons	the company doesn't offer financial planning services, no app for managing policy potentially higher rates
Overall Rating	84%
Best For	small businesses looking for business insurance and employee benefits

Nationwide Mutual Insurance Company, together with its subsidiaries, provides insurance and financial services for individuals and businesses in the United States. The company was incorporated in 1925 and is based in Columbus, Ohio. The company also provides business insurance products comprising business owner’s policy, liability, auto, workers' compensation, property, and excess and surplus.

Liberty Mutual Insurance

Insurance Coverage	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, professional liability, etc
Top Pros	works with multiple affiliates and has offices worldwide, offers accident forgiveness and lifetime repair guarantees for the car insurance, 24/7 customer support service access via website, local agents, phone app
Top Cons	discounts are not available in all states, a well-established company with 100+ years of insurance experience, the high customer complaint score of 4.59
Overall Rating	85%
Best For	small businesses that need risk management assistance

Liberty Mutual Insurance Company provides insurance products and services in the United States and internationally. Its products include auto and vehicle insurance, property and casualty insurance, and other insurance products, including life, accident, critical illness, and small business insurance. The company was founded in 1912 and is headquartered in Boston, Massachusetts. Liberty Mutual Insurance Company is a subsidiary of Liberty Mutual Group, Inc.

Progressive Casualty Insurance Company, Inc.

Insurance Coverage	professional liability, cyber insurance, worker's compensation, commercial auto, business owners policy, etc
Top Pros	top-rated insurer (near 80 years of experience), easy online sign-up and claim reporting, multiply discount available, transparency in pricing and services
Top Cons	some customer complaints according to the various forums and messages boards, six-month policies standard
Overall Rating	98%
Best For	small business owners who need affordable commercial auto insurance

Over 18 million people trust Progressive to insure something they love such as their car, boat, house, motorcycle, etc. The company offers its products online, as well as through phone and independent agents. The company was founded in 1937 and is based in Mayfield Village, Ohio with a network of offices in the United States.

Farmers Insurance Group

Insurance Coverage	risk related business's building, property, inventory or income, coverage against money and securities theft committed by employees or third parties, etc
Top Pros	plenty of discounts, personal support from 50,000 agents across the US, great personal support, lowest quoted policy cost
Top Cons	rates depends on refion, service depends on region, no online coverag service, some policies don't include rental reimbursements
Overall Rating	80%
Best For	small business owners who want customizable insurance solutions

Farmers Insurance Group is an American insurer group of automobiles, homes and small businesses and also provides other insurance and financial services products. Farmers Insurance is proud to serve more than 10 million households with more than 20 million individual policies across all 50 states through the efforts of over 50,000 exclusive and independent agents and nearly 24,000 employees.

Insureon

Insurance Coverage	business property insurance, a business owner's policy, general liability insurance, cyber liability insurance, workers compensation insurance, etc
Top Pros	online quotes for five types of insurance, dedicated account rep to help, manage the policy online after purchase, very transparent about premium rates
Top Cons	limited online capacity, limited help post-purchase
Overall Rating	93%
Best For	small and medium sized business

Insureon Inc., an online insurance agency, provides insurance protection services for small businesses in the United States. In 2011, Insureon launched with one goal: rethink the way entrepreneurs protect their businesses. The company brought together a team of tech and insurance leaders to build a new platform designed specifically for small business owners.

Hiscox

Insurance Coverage	liabilities and general liabilities insurance, errors and omissions insurance, cybersecurity insurance, etc
Top Pros	affordable policies starting at $22.50/month plans tailored on your individual business, report and manage claims online, claims handled quickly and efficiently, excellent customer support 24/7, 14-day money back guarantee, BBB accredited rating: A+
Top Cons	policies only available in 39 States and the District of Columbia, no local offices
Overall Rating	84%
Best For	susiness owners who want a specialized coverage by profession, including one for home-based businesses

Hiscox is headquartered in Bermuda and is an international specialist insurer, underwriting a diverse range of personal and commercial insurance risks. Hiscox UK has over 100 years’ experience in insurance, protecting businesses of all sizes. Today, they provide commercial covers such as public liability insurance and professional indemnity insurance for over 300,000 SMEs, professionals, and consultants like yours in the UK.

Allstate

Insurance Coverage	business interruption coverage, business property and auto coverage, data compromise coverage, product liability and/or professional liability coverage, etc
Top Pros	an industry leader in automobile safety and education, dedicated agents, multiple discounts offered, comprehensive quiote tools, availavle in all 50 states
Top Cons	coverage costs are above average, the rated average for customer service, lacking several standard discounts
Overall Rating	95%
Best For	small business owner looking for basic insurance and free business resources

The Allstate Corporation is one of the largest insurance providers in the United States and one of the largest that is publicly held. The company also has personal lines insurance operations in Canada and engaged in the property-liability insurance business and the life insurance, retirement and investment products business.

Chubb

Insurance Coverage	risk engineering services, global risk advisors, workers compensation claim management services, ESIS ProClaim, multinational solutions for mid-sized companies and large corporations, medical liability, etc
Top Pros	strong financial strength rating, coverage options for businesses of all sizes, offers unique coverage options, dedicated to offering a superior product to their customers
Top Cons	bad reviews by the BBB and on Yelp, no possibility to buy quote and policy online, the financial products might be outside the price range of the average drivers
Overall Rating	80%
Best For	small businesses that need to cover international transactions and trips

Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance with the operations in 54 countries. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

Travelers

Insurance Coverage	business owner’s policy, commercial auto, umbrella, workers compensation, special risk insurance, etc
Top Pros	excellent financial strength rating, multiple policy lines available through same company, large network of local insurance agents across the county, mobile tools application for claims and policy services, informative and user-friendly website
Top Cons	not all coverage options are available in all states some customer complaints reported with billing/collection and customer service issues
Overall Rating	80%
Best For	small business owners who want online claim services and policy management

The Travelers Companies, Inc., incorporated on March 5, 1853, is a holding company. The Company operates through three segments: Business and International Insurance; Bond & Specialty Insurance, and Personal Insurance. The Company, through its subsidiaries, is engaged in providing a range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals.

The Hartford

Insurance Coverage	commercial property insurance, general liability insurance, business income insurance, business owner's policy, marine insurance, data breach insurance, etc
Top Pros	lifetime renewability, 12-month rate protection, special benefits for AARP members, classic car coverage, recover care program for reimbursement of home services
Top Cons	early cancellation fees mightly apply, may be expensive for young and risk drivers
Overall Rating	85%
Best For	for industry-leading customer care, highly rated claims service, and specialized packages

The Hartford Financial Services Group, Inc., incorporated on December 9, 1985, is a holding company for insurance and financial services subsidiaries. It provides property and casualty insurance, group benefits and mutual funds. It sells products primarily through a network of agents and brokers and has also been the auto and home insurance writer for AARP members.