Name | Description | Pricing | Free Trial | Features | Top Pros | Top Cons | Best For |
---|---|---|---|---|---|---|---|
Status Money |
Status Money was founded in 2016 in New York City. Status Money allows you to compare your finances and find new opport read more |
free | available | budgeting, investment tracking, financial categories,: spending, debt, income, asset, etc |
it's free to sign up and use Status Money, view accounts in one place, anonymous comparison, helpful suggestions, ea read more |
no custom categories, no smartphone app |
personal finance newbies, investors, desktop users, security-minded users |
Fidelity |
Fidelity Investments is a privately-owned investment management company that was established in 1946 as a mutual fund co read more |
stock trades $4.95/trade, option trades $4.95/trade + $0.65/contract |
limited features | investment types: stocks, options, ETFs, mutual funds, bonds, real-time streaming market data, advanced charting, mon read more |
cheap trades commission-free ETFs, a large selection of investment options, credit options plus cashback, bill payme read more |
lacks functionality high margin rates |
active traders, smartphone users, options traders, IRA investors, local branches |
Mint |
Mint Software, Inc. develops a personal finance online application that automatically updates and categorizes informatio read more |
free | available | income and expense, categorization and tracking, budgeting, investment tracking, free credit score, alerts and advi read more |
free, fast and easy, highly automated, simple budgeting tools, good mobile support, including Apple Watch |
only support US and Canadian accounts, discontinued bill pay, weal investing tools, no account reconciliation |
personal finance newbies, investors, young investors, smartphone users, budgeters, bill paying |
Quicken |
Quicken, a top personal money management software, has been the trusted financial solution for millions of consumers. Ba read more |
$34.99 - $99.99/year | no | investment performance analysis custom reporting free online backups archive investments budget improvements more c read more |
the most comprehensive personal finance software app strong portfolio management bill pay robust budgeting tools |
poor customer service required to use desktop software synchronization Issues |
investors retirement savers DIYers desktop users bill paying expense trackers |
Personal Capital |
Personal Capital is an online investment advisory platform that provides its clients with electronically facilitated wea read more |
0.49% - 0.89% yearly | limited features | analyze the cash flow including both income and expenses, calculate the net worth – including updated home value, ch read more |
complete view of the finances, powerful investment checkup, support via many apps, all-inclusive wealth management fe read more |
asset allocation is not customizable, reconciliation is not available, expensive wealth management service |
personal finance newbies, investors, retirement savers, young investors, budgeters, expense trackers |
SigFig |
SigFig Wealth Management, LLC operates as an investment advisory company. It offers SigFig software to the personalized read more |
0.25%/year for $10k and more, 0.5% for diversified income portfolio |
first $10k managed free | investment account sync, portfolio tracker, reporting dashboards, external portfolio analysis-SigFig, minimum invest read more |
free portfolio tracker, free portfolio review, no annual fee under $10,000, competitive management fees, investment read more |
inaccurate advice, recommended funds with high fees, high fees on diversified portfolio, limited investment platform read more |
intermediate investors, experienced investors, IRA investors, mobile users |
MaxiFi Planner |
MaxiFi Planner is a powerful new personal financial planning tool, created by Economic Security Planning, Inc. Like many read more |
$79.00/year - $99.00/year | no | shows the fixed and discretionary spending level, savings and life insurance coverage plans, plan optimization feature read more |
a holistic view of the finances, easy for understanding, forward-looking results |
no synchronization, not free, no live customer service |
investors, retirement savers, high net worth investors, desktop users, budgeters, security-minded users |
Investment Account Manager |
Investment Account Manager is a Windows desktop-based investment software program that provides investment tracking and read more |
$99/year - $295/year | 60-day | track an unlimited number of portfolios, customizable report section, benchmark comparisons, fundamental ratio analys read more |
unlimited number of portfolios and each is handled individually, transactions are segregated by account, rebalancing f read more |
designed for investment management only, no budgeting, debt or other financial management tasks | investment management, newbies and seasoned investors |
Fundrise |
Fundrise is one of the pioneers of online real estate crowdfunding. It provides a real estate investing platform that fa read more |
1% year annual asset management fee | no | offering types: debt, equity, preferred equity, property types: commercial, residential, single Family etc |
low minimum investment - $500, low fees, no accreditation, depreciation, 90-day guarantee, commercial real estate a read more |
investment liquidity, tax consequences |
new real estate investors, REIT investing, SDIRA investors, goal-oriented investors, diversification, low minimum |
Wealthfront |
Wealthfront is the automated financial advisor to offer the combination of financial planning, investment management, an read more |
0.25%/year | free for accounts under $5,000 | minimum investment - $500, different investment types: retirement, education, individual, joint, trust, lowering taxes read more |
tax-loss harvesting for all accounts, stock level tax-loss harvesting, globally diversified portfolios based on invest read more |
the flat-fee structure that does not decrease as account size grows, help limited to online-based FAQ help center, lim read more |
beginning investors, intermediate investors, young investors, smartphone users, IRA investors, goal-oriented inves read more |
Pricing | free |
---|---|
Free Trial | available |
Features |
budgeting, investment tracking, financial categories,: spending, debt, income, asset, etc |
Top Pros |
it's free to sign up and use Status Money, view accounts in one place, anonymous comparison, helpful suggestions, earn cash rewards |
Top Cons |
no custom categories, no smartphone app |
Overall Rating | 80% |
Best For |
personal finance newbies, investors, desktop users, security-minded users |
Status Money was founded in 2016 in New York City. Status Money allows you to compare your finances and find new opportunities to grow your net worth. You can see how your finances compare with millions of people like you. Status analyzes your accounts to find opportunities for you to improve – then gives you cash rewards for taking action.
Pricing |
stock trades $4.95/trade, option trades $4.95/trade + $0.65/contract |
---|---|
Free Trial | limited features |
Features |
investment types: stocks, options, ETFs, mutual funds, bonds, real-time streaming market data, advanced charting, monitor the money: positions, balances and intraday changes, etc |
Top Pros |
cheap trades commission-free ETFs, a large selection of investment options, credit options plus cashback, bill payment |
Top Cons |
lacks functionality high margin rates |
Overall Rating | 95% |
Best For |
active traders, smartphone users, options traders, IRA investors, local branches |
Fidelity Investments is a privately-owned investment management company that was established in 1946 as a mutual fund company. It provides its services to individual investors, businesses, financial advisors, and institutions. The firm manages equity, fixed income, and balanced mutual funds. The firm invests in the public equity and fixed income markets across the globe. It conducts in-house research to make its investments.
Pricing | free |
---|---|
Free Trial | available |
Features |
income and expense, categorization and tracking, budgeting, investment tracking, free credit score, alerts and advice, bill pay, etc |
Top Pros |
free, fast and easy, highly automated, simple budgeting tools, good mobile support, including Apple Watch |
Top Cons |
only support US and Canadian accounts, discontinued bill pay, weal investing tools, no account reconciliation |
Overall Rating | 92% |
Best For |
personal finance newbies, investors, young investors, smartphone users, budgeters, bill paying |
Mint Software, Inc. develops a personal finance online application that automatically updates and categorizes information in real-time. The company’s personal finance information management service allows users to consolidate and track financial information; and understand and manage budgeting, credit score, investment, and bill pay aspects.
Pricing | $34.99 - $99.99/year |
---|---|
Free Trial | no |
Features |
investment performance analysis custom reporting free online backups archive investments budget improvements more connectivity resolution memorized transaction show up in register etc |
Top Pros |
the most comprehensive personal finance software app strong portfolio management bill pay robust budgeting tools |
Top Cons |
poor customer service required to use desktop software synchronization Issues |
Overall Rating | 80% |
Best For |
investors retirement savers DIYers desktop users bill paying expense trackers |
Quicken, a top personal money management software, has been the trusted financial solution for millions of consumers. Based in Menlo Park, California, Quicken Inc. remains deeply committed to helping individuals and families improve their financial lives. The platform is available only for Windows and Mac users.
Pricing | 0.49% - 0.89% yearly |
---|---|
Free Trial | limited features |
Features |
analyze the cash flow including both income and expenses, calculate the net worth – including updated home value, check on and analyze the investments, plan for retirement analyze the account fees perform an investment check up, review the asset allocation etc |
Top Pros |
complete view of the finances, powerful investment checkup, support via many apps, all-inclusive wealth management fee, great reporting |
Top Cons |
asset allocation is not customizable, reconciliation is not available, expensive wealth management service |
Overall Rating | 95% |
Best For |
personal finance newbies, investors, retirement savers, young investors, budgeters, expense trackers |
Personal Capital is an online investment advisory platform that provides its clients with electronically facilitated wealth management services, objective advice, and strategies. Personal Capital’s platform highlights its users’ long-term fiscal health over month-to-month spending with tools such as a visual graph of their investment allocation, a 401(k)-fee analyzer, and a retirement planning calculator.
Pricing |
0.25%/year for $10k and more, 0.5% for diversified income portfolio |
---|---|
Free Trial | first $10k managed free |
Features |
investment account sync, portfolio tracker, reporting dashboards, external portfolio analysis-SigFig, minimum investment $2,000, portfolio monitoring and analysis, access to investment advisors, commission-free portfolio management, portfolio rebalancing tax reduction strategies, etc |
Top Pros |
free portfolio tracker, free portfolio review, no annual fee under $10,000, competitive management fees, investment diversification, tax loss harvesting |
Top Cons |
inaccurate advice, recommended funds with high fees, high fees on diversified portfolio, limited investment platform options |
Overall Rating | 80% |
Best For |
intermediate investors, experienced investors, IRA investors, mobile users |
SigFig Wealth Management, LLC operates as an investment advisory company. It offers SigFig software to the personalized portfolio, check investments, provide concierge service, and manage the account. The company was founded in 2007 and is based in San Francisco, California. SigFig Wealth Management, LLC operates as a subsidiary of Nvest, Inc.
Pricing | $79.00/year - $99.00/year |
---|---|
Free Trial | no |
Features |
shows the fixed and discretionary spending level, savings and life insurance coverage plans, plan optimization feature, incorporates detailed Federal, State, and FICA tax calculations, Social Security benefits and Medicare Part B premiums risk analysis, etc |
Top Pros |
a holistic view of the finances, easy for understanding, forward-looking results |
Top Cons |
no synchronization, not free, no live customer service |
Overall Rating | 80% |
Best For |
investors, retirement savers, high net worth investors, desktop users, budgeters, security-minded users |
MaxiFi Planner is a powerful new personal financial planning tool, created by Economic Security Planning, Inc. Like many personal finance apps, MaxiFi Planner looks at your full financial picture to give you the best estimate of your savings and how that will pan out in retirement while keeping the same standard of living through all stages of your life.
Pricing | $99/year - $295/year |
---|---|
Free Trial | 60-day |
Features |
track an unlimited number of portfolios, customizable report section, benchmark comparisons, fundamental ratio analysis tools, professional version of the software for financial advisors, etc |
Top Pros |
unlimited number of portfolios and each is handled individually, transactions are segregated by account, rebalancing feature |
Top Cons | designed for investment management only, no budgeting, debt or other financial management tasks |
Overall Rating | 95% |
Best For |
investment management, newbies and seasoned investors |
Investment Account Manager is a Windows desktop-based investment software program that provides investment tracking and portfolio management tools. The product was designed by professional money managers and used by investors globally since 1985. The goal of the software is to help you understand and manage your investment portfolios. The software for individuals is suitable for both newbies and seasoned investors.
Pricing | 1% year annual asset management fee |
---|---|
Free Trial | no |
Features |
offering types: debt, equity, preferred equity, property types: commercial, residential, single Family etc |
Top Pros |
low minimum investment - $500, low fees, no accreditation, depreciation, 90-day guarantee, commercial real estate access, passive investment, quarterly redemptions and distributions |
Top Cons |
investment liquidity, tax consequences |
Overall Rating | 90% |
Best For |
new real estate investors, REIT investing, SDIRA investors, goal-oriented investors, diversification, low minimum |
Fundrise is one of the pioneers of online real estate crowdfunding. It provides a real estate investing platform that facilitates discussions among companies, investors, and others interested in real estate projects for funding of these projects. In 2015, Fundrise shook the crowdfunding space with the introduction of its first REIT. An REIT (Real Estate Investment Trust) is an invention by Fundrise to make investing in commercial real estate accessible to the masses. REITs are similar to investing in an ETF or mutual fund.
Pricing | 0.25%/year |
---|---|
Free Trial | free for accounts under $5,000 |
Features |
minimum investment - $500, different investment types: retirement, education, individual, joint, trust, lowering taxes management, managing risk management etc |
Top Pros |
tax-loss harvesting for all accounts, stock level tax-loss harvesting, globally diversified portfolios based on investor’s risk factor, free financial planning, path considers external accounts |
Top Cons |
the flat-fee structure that does not decrease as account size grows, help limited to online-based FAQ help center, limited investor education beyond blog articles and some videos |
Overall Rating | 95% |
Best For |
beginning investors, intermediate investors, young investors, smartphone users, IRA investors, goal-oriented investors |
Wealthfront is the automated financial advisor to offer the combination of financial planning, investment management, and banking-related services exclusively through software. Wealthfront Advisors provide investment advisory services to clients. It has an extremely transparent investment process through the publication of its investment methodology white paper and other strategic investment approaches such as smart beta.