Name | Description | Pricing | Features | Customer Support | Top Pros | Top Cons |
---|---|---|---|---|---|---|
Authorize. Net |
Authorize.Net is a payment gateway platform which provides the complex infrastructure and security necessary to ensure f read more |
$49.00 account set up fee, $25.00 per month gateway fee, $0.10 per transaction, processing fee (in addition to any fe read more |
payment gateway, merchant account, virtual Point of Sale (VPOS), Apple Pay support, Authorize.Net mPOS mobile paymen read more |
24/7 phone support | broad support for multiple currencies, robust security and anti-fraud features, month-to-month billing, no long-term read more |
data portability is complicated and expensive, pricey account setup fee, high flat-rate pricing for optional merchant read more |
PayPal |
PayPal is an e-commerce platform designed to help individuals and companies accept and make payments and remit money wit read more |
Payflow Link: $0/month Payflow Pro: $25/month |
works with almost any merchant account, processor, and shopping cart up to a 44% higher online checkout conversion with read more |
community forum knowledge base phone/email social media |
trusted by consumers Iideal for low-volume merchants extensive integrations good developer tools all-in-one payment read more |
account stability issues inconsistent customer support not suitable for high-risk industries |
Worldpay |
WorldPay is a payment gateway that offers businesses of all sizes robust payment processing solutions that can be tailor read more |
2.90% + $0.30 per transaction | merchant accounts, credit card terminals, payment gateway, virtual terminal, mobile payments, integrated cash regis read more |
24/7 phone and email support | large international processor, interchange-plus pricing available |
early termination fee of up to $295, three-year contract, misleading “free” terminal offer |
Payline |
Payline Mobile is a user-friendly mobile payment solution that lets small businesses bypass costly transaction fees. Ins read more |
$0.20 per transaction, $10.00 monthly fee, $25.00 monthly minimum |
flexible payment integration solutions, virtual terminal, web and mobile gateway payment processing, built-in securit read more |
8:00 AM to 5:00 PM - Mo-Fr by phone and email | fair pricing with easy-to-understand contracts and no hidden fees, integrates with Apple Pay and other mobile wallet se read more |
there are complaints about customer service being disorganized |
Stripe |
Stripe is a cloud payment platform designed to help you accept and manage online transactions. It gives you an end-to-en read more |
credit cards: 2.9% + $0.30 ACH: 0.8% (cApped at $5) |
payment processing, developer tools, billing/subscriptions, connect for marketplaces and platforms, Atlas allows int read more |
24/7 live chat and phone support | excellent developer tools, predictable flat-rate pricing, advanced reporting tools, ideal for international merchants read more |
account stability issues, not suitable for high-risk industries |
Braintree |
Braintree is an online payment gateway that is designed to make payments easier. The platform offers the global commerce read more |
$49/month for gateway, $0.10 per transaction, $10 for additional merchant account beyond the first |
merchant accounts, gateway services drop-in UI and custom fields, different presentment and settlement currency, fra read more |
7:00 AM to 7:00 PM - by phone and email | predictable flat-rate pricing, excellent developer tools, extensive integrations available, excellent customer suppor read more |
not suitable for high-risk industries, long setup times for accounts |
WePay |
WePay is an online payment solution that has been designed to provide the optimal payment experience for its users. It p read more |
2.9% + $0.30 for each transaction 1% + $0.30 for ACH payments |
targets the platform owners, not merchants using the platforms payment processing, “White-label” payments, develo read more |
9:00 AM to 9:00 PM - Mo-Fr by email only | good developer tools, good marketplace tools, chip card hardware, no setup or Application fees, good for low-volume read more |
no pricing disclosed on the website account stability issues |
PaySimple |
PaySimple is a simple cloud-based receivables automation service that is created specifically for small businesses. The read more |
Pro Plan: $49.95/month Enterprise Plan: $99.95/month transaction fees |
merchant account, virtual terminal, mobile Point of Sale (mPOS), recurring billing, ACH/eCheck payments, customer m read more |
10:00 AM to 7:00 PM - Live Chat | ideal for service industries, no early termination fee, no setup or Application fees, good subscription & invoicing t read more |
doesn't fit for high-volume, card-present merchants, doesn't fit for international merchants, account stability issues |
PayTrace |
PayTrace specializes in B2B transactions and is one of the few payment gateway providers that can process Level II and I read more |
starts at $15.00/month | payment gateway, virtual terminal, mobile payments, pre-integrated shopping carts, stored customer profiles, recurr read more |
7:00 AM to 7:00 PM - Mo-Fr by phone | month-to-month billing with no long-term contracts, integrates with most merchant account providers and shopping carts, read more |
high per-transaction processing charge under Basic pricing plan |
USAePay |
Founded in 1998 by Ben Goretsky and Alex Goretsky, USAePay is one of the industries leading payment gateway companies. W read more |
$20.00/month - $25.00/month | payment gateway, virtual terminal, mobile payments, shopping cart integration, security features, developer feature read more |
phone support | secure and easy for anyone to use | the USA ePay hardware is outdated, and the solution is to purchase third party hardware and still use their software |
Pricing |
$49.00 account set up fee, $25.00 per month gateway fee, $0.10 per transaction, processing fee (in addition to any fee charged by the merchant account provider), $0.10 daily batch fee |
---|---|
Features |
payment gateway, merchant account, virtual Point of Sale (VPOS), Apple Pay support, Authorize.Net mPOS mobile payments, simple checkout, advanced fraud detection suite, automated recurring billing, etc |
Customer Support | 24/7 phone support |
Top Pros |
broad support for multiple currencies, robust security and anti-fraud features, month-to-month billing, no long-term contracts |
Top Cons |
data portability is complicated and expensive, pricey account setup fee, high flat-rate pricing for optional merchant accounts |
Overall Rating | 90% |
Authorize.Net is a payment gateway platform which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data. Just like a traditional card swipe machine, it manages the routing of transactions, albeit in an online setting, with no software needed for installation and implementation.
Pricing |
Payflow Link: $0/month Payflow Pro: $25/month |
---|---|
Features |
works with almost any merchant account, processor, and shopping cart up to a 44% higher online checkout conversion with PayPal |
Customer Support |
community forum knowledge base phone/email social media |
Top Pros |
trusted by consumers Iideal for low-volume merchants extensive integrations good developer tools all-in-one payments system simpler compliance and tracking |
Top Cons |
account stability issues inconsistent customer support not suitable for high-risk industries |
Overall Rating | 90% |
PayPal is an e-commerce platform designed to help individuals and companies accept and make payments and remit money without having to provide financial information. It boasts of bank-level technology to ensure secure transactions between customers and vendors using all types of credit/debit cards that PayPal supports.
Pricing | 2.90% + $0.30 per transaction |
---|---|
Features |
merchant accounts, credit card terminals, payment gateway, virtual terminal, mobile payments, integrated cash register/POS options, QuickBooks Integration, security suite, etc |
Customer Support | 24/7 phone and email support |
Top Pros |
large international processor, interchange-plus pricing available |
Top Cons |
early termination fee of up to $295, three-year contract, misleading “free” terminal offer |
Overall Rating | 90% |
WorldPay is a payment gateway that offers businesses of all sizes robust payment processing solutions that can be tailored to fit their ever-changing requirements. Their payment services range from in-store, online, and via mobile devices. WorldPay gives businesses an omnichannel payment processing platform that simplifies and streamlines payments across a variety of sales channels.
Pricing |
$0.20 per transaction, $10.00 monthly fee, $25.00 monthly minimum |
---|---|
Features |
flexible payment integration solutions, virtual terminal, web and mobile gateway payment processing, built-in security and fraud protection, airline API, etc |
Customer Support | 8:00 AM to 5:00 PM - Mo-Fr by phone and email |
Top Pros |
fair pricing with easy-to-understand contracts and no hidden fees, integrates with Apple Pay and other mobile wallet services, month-to-month contracts with no early termination fees |
Top Cons | there are complaints about customer service being disorganized |
Overall Rating | 98% |
Payline Mobile is a user-friendly mobile payment solution that lets small businesses bypass costly transaction fees. Instead of expensive overhead, users only need to pay a minimal monthly fee and a fractional transaction cost. Plus, the rates are transparent so merchants are always aware of how much they are being charged for every sale.
Pricing |
credit cards: 2.9% + $0.30 ACH: 0.8% (cApped at $5) |
---|---|
Features |
payment processing, developer tools, billing/subscriptions, connect for marketplaces and platforms, Atlas allows international businesses to incorporate in the U.S, Radar - a solution to eCommerce fraud, tools for POS payments, etc |
Customer Support | 24/7 live chat and phone support |
Top Pros |
excellent developer tools, predictable flat-rate pricing, advanced reporting tools, ideal for international merchants, excellent marketplace tools, excellent subscription tools, multi-currency support |
Top Cons |
account stability issues, not suitable for high-risk industries |
Overall Rating | 95% |
Stripe is a cloud payment platform designed to help you accept and manage online transactions. It gives you an end-to-end solution with features to process online payments, making it ideal for e-commerce or web-based businesses. At its core is a robust payments engine that streamlines the movement of money in your business while connecting with applications that enable you to prevent frauds, manage revenue, and drive global business growth.
Pricing |
$49/month for gateway, $0.10 per transaction, $10 for additional merchant account beyond the first |
---|---|
Features |
merchant accounts, gateway services drop-in UI and custom fields, different presentment and settlement currency, fraud protection tools, integrations, manual transactions, data portability, etc |
Customer Support | 7:00 AM to 7:00 PM - by phone and email |
Top Pros |
predictable flat-rate pricing, excellent developer tools, extensive integrations available, excellent customer support, comprehensive payment type support, multi-currency options, excellent marketplace tools |
Top Cons |
not suitable for high-risk industries, long setup times for accounts |
Overall Rating | 95% |
Braintree is an online payment gateway that is designed to make payments easier. The platform offers the global commerce tools people need to build businesses, accept payments, and enable commerce for their users. It lets companies build their own experiences and then scale their businesses around the world.
Pricing |
2.9% + $0.30 for each transaction 1% + $0.30 for ACH payments |
---|---|
Features |
targets the platform owners, not merchants using the platforms payment processing, “White-label” payments, developer documentation/API, simultaneous on-boarding, revenue from payments, risk management & fraud protection, mobile Point Of Sale (mPOS), etc |
Customer Support | 9:00 AM to 9:00 PM - Mo-Fr by email only |
Top Pros |
good developer tools, good marketplace tools, chip card hardware, no setup or Application fees, good for low-volume merchants |
Top Cons |
no pricing disclosed on the website account stability issues |
Overall Rating | 90% |
WePay is an online payment solution that has been designed to provide the optimal payment experience for its users. It partners closely with platforms to provide fully integrated payments and risk services so users can deliver the end-to-end user experiences they want without taking on the overhead that is not wanted.
Pricing |
Pro Plan: $49.95/month Enterprise Plan: $99.95/month transaction fees |
---|---|
Features |
merchant account, virtual terminal, mobile Point of Sale (mPOS), recurring billing, ACH/eCheck payments, customer management, Appointment booking & scheduling, developer resources, etc |
Customer Support | 10:00 AM to 7:00 PM - Live Chat |
Top Pros |
ideal for service industries, no early termination fee, no setup or Application fees, good subscription & invoicing tools, customizable payment pages, eCheck processing offered |
Top Cons |
doesn't fit for high-volume, card-present merchants, doesn't fit for international merchants, account stability issues |
Overall Rating | 95% |
PaySimple is a simple cloud-based receivables automation service that is created specifically for small businesses. The software is intended to simplify the lives of business owners with its easy-to-setup and easy-to-use approach. It offers a full set of useful features and tools that reduce the time users spend on chasing, sorting, and monitoring payments – enabling them to channel their attention and efforts on things that matter most.
Pricing | starts at $15.00/month |
---|---|
Features |
payment gateway, virtual terminal, mobile payments, pre-integrated shopping carts, stored customer profiles, recurring billing, security features, developer features, eCheck (ACH) processing, etc |
Customer Support | 7:00 AM to 7:00 PM - Mo-Fr by phone |
Top Pros |
month-to-month billing with no long-term contracts, integrates with most merchant account providers and shopping carts, supports Level II and Level III credit card data for B2B merchants |
Top Cons | high per-transaction processing charge under Basic pricing plan |
Overall Rating | 98% |
PayTrace specializes in B2B transactions and is one of the few payment gateway providers that can process Level II and III credit card data. Although it's a little extra work for the merchant, this can pay for itself thanks to lower interchange rates. PayTrace began with the idea that payment systems could be better. Merchants didn't have to settle for mediocre gateways offering little to no support.
Pricing | $20.00/month - $25.00/month |
---|---|
Features |
payment gateway, virtual terminal, mobile payments, shopping cart integration, security features, developer features, check processing, etc |
Customer Support | phone support |
Top Pros | secure and easy for anyone to use |
Top Cons | the USA ePay hardware is outdated, and the solution is to purchase third party hardware and still use their software |
Overall Rating | 95% |
Founded in 1998 by Ben Goretsky and Alex Goretsky, USAePay is one of the industries leading payment gateway companies. We work with many merchant service banks and leading check platforms worldwide. Company has developed extensive elements that allow it's a client to do so much more — from running better reports, processing payments efficiently, improving mobility and connectivity, to decreasing fraud risk.