Name | Description | Pricing | Features | Top Pros | Top Cons | Best For |
---|---|---|---|---|---|---|
Merchant e-Solutions |
Merchant e-Solutions helps merchants accept payments anywhere and easily manage all on one platform. It provides a globa read more |
an annual PCI Compliance fee of $34.95, a $20 monthly minimum fee, a chargeback fee of $25, a qualified rate of 2.69% pl read more |
online, mobile and in-person payments solutions support for most major payment types accept payments in more than 150 read more |
good developer tools few public complaints good customer service |
no pricing disclosed online early termination fee (of $300) |
solution for most business needs, including global payments and eCommerce |
Clover |
Clover is an integrated POS software system that is designed to offer business support to small and medium restaurants. read more |
quote-based | single-source with one contract, multiple currency acceptance and local payments, quick, easy and secure integration, read more |
easy to install and use, add products and verify transactions remotely |
no search for last 4 digits | small and large-sized businesses |
BluePay |
BluePay is a handy suite of credit card processing services that cater to all industries and businesses, whether you are read more |
quote-based | ACH check transactions, debit card support, gift card management, online payments, POS transactions, receipt printi read more |
good developer tools, good customer support |
early termination fee, expensive for low-volume merchants, not good for high-risk merchants |
large enterprise corporations, small businesses, retail stores taking online payment, freelance workers |
BillingTree |
BillingTree is a merchant account provider that specifically focuses on invoice-based industries like healthcare, lendin read more |
quote-based | payment gateways, virtual terminals, web portals, phone & IVR payments, debt negotiation tools, online billing, te read more |
good customer service, great product offerings, competitive rates |
there are not so many reviews available online | focuses on invoice-based industries like healthcare, lending, property management, and education |
Durango |
Founded in 1999, Durango Merchant Services, LLC (durangomerchantservices.com) is a merchant account provider for both U. read more |
quote-based | domestic and international merchant accounts, data security and fraud detection, payer authentication enables merchant read more |
offers offshore accounts for international merchants, fair pricing and contract terms, offers EMV-compliant mobile car read more |
early termination fee in some cases | traditional low-risk merchants, high-risk merchant community, as well as international merchants |
Dharma |
Dharma Merchant Services is a merchant account provider originally based in San Francisco, California but now headquarte read more |
$20.00 monthly fee + additional fees that vary depending on the industries | POS systems, merchant accounts, B2B, Processing, payment gateway, credit card terminals, etc |
interchange-plus pricing offered exclusively, no annual or monthly minimum fee, month-to-month billing with no early t read more |
not recommended for businesses processing less than $10,000 per month, no support for high-risk or international mercha read more |
small businesses, restaurants, and nonprofits |
Square |
Square Point of Sale is the company's excellent entry into the point-of-sale arena. Square stands out, not only with its read more |
flat rate of 2.75% for swiped/dipped/tApped transactions, 3.5% + $0.15 for keyed transactions, and 2.9% + $0.30 for onli read more |
able to integrate with another POS systems, free online store, as well as integrating with various shopping cart softwa read more |
predictable flat-rate pricing, no monthly fees, impressive feature set, affordable chip card readers, all-in-one pay read more |
account stability issues, not suitable for high-risk industries |
online stores, SMB to Mid Market businesses |
Chase |
Chase is the leading provider of merchant services with over $1 trillion in annual processing volume. They have been ser read more |
starts at 1.99% + $0.15 per transaction, no monthly account fee |
manage the merchant account and process the transactions credit card terminals, payment gateway, virtual terminal, m read more |
next-day funding, large direct processor, few complaints compared to size, no monthly fee with standard account, mon read more |
"Free" credit card terminal requires long-term contract | all types of businesses |
National Processing |
National Processing is a merchant account provider that specializes in ACH processing for small businesses. The company read more |
1.9% + $0.2 per transaction | simple pricing, fast settlement, robust and secure, no contracts or setup fees, merchant trust initiative, etc |
transparent cost-plus pricing standard, low-cost ACH/eCheck payment processing, a good reputation, good option for bu read more |
cancellation fees charged in some circumstances | online stores |
Elavon |
Elavon is a large credit card processing company that offers every option under the sun. If you sign up with them direct read more |
stars at 2.65% + $0.19 per transaction, $10.00 monthly account fee |
merchant accounts, payment gateway/virtual terminal, terminal sales and leasing, wireless terminals, mobile processi read more |
full range of products and services, interchange-plus pricing available upon request, no early termination fee |
three-year contract with automatic renewal clause, expensive terminal leases through Ladco Global Leasing Solutions, m read more |
small businesses, e-Commerce, enterprises |
Pricing | an annual PCI Compliance fee of $34.95, a $20 monthly minimum fee, a chargeback fee of $25, a qualified rate of 2.69% plus $0.30 per transaction, and an additional 1.95% plus $0.10 for non-qualified transactions. |
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Features |
online, mobile and in-person payments solutions support for most major payment types accept payments in more than 150 currencies comprehensive fraud detection etc |
Top Pros |
good developer tools few public complaints good customer service |
Top Cons |
no pricing disclosed online early termination fee (of $300) |
Overall Rating | 90% |
Best For | solution for most business needs, including global payments and eCommerce |
Merchant e-Solutions helps merchants accept payments anywhere and easily manage all on one platform. It provides a global network and enables merchants to securely do business in multiple channels including online, mobile, and in-person. The industry-leading technology platform, flexible and customized reporting, and world-class service provider customers, with the most comprehensive payment services in the market.
Pricing | quote-based |
---|---|
Features |
single-source with one contract, multiple currency acceptance and local payments, quick, easy and secure integration, security and fraud management, etc |
Top Pros |
easy to install and use, add products and verify transactions remotely |
Top Cons | no search for last 4 digits |
Overall Rating | 95% |
Best For | small and large-sized businesses |
Clover is an integrated POS software system that is designed to offer business support to small and medium restaurants. This tool features custom hardware and is available in a server and web-based deployment options. Clover is also accessible from smartphones and is highly regarded because of the way it helps retailers manage businesses in real time.
Pricing | quote-based |
---|---|
Features |
ACH check transactions, debit card support, gift card management, online payments, POS transactions, receipt printing, recurring billing, signature capture, etc |
Top Pros |
good developer tools, good customer support |
Top Cons |
early termination fee, expensive for low-volume merchants, not good for high-risk merchants |
Overall Rating | 90% |
Best For |
large enterprise corporations, small businesses, retail stores taking online payment, freelance workers |
BluePay is a handy suite of credit card processing services that cater to all industries and businesses, whether you are running a B2B, B2G, eCommerce, small or medium-sized enterprise. With BluePay, users benefit from credit card processing solutions that are built with the best technology, expertise, and experience so that these products meet the varying needs of all business types.
Pricing | quote-based |
---|---|
Features |
payment gateways, virtual terminals, web portals, phone & IVR payments, debt negotiation tools, online billing, text notifications/payments, mobile deposit, etc |
Top Pros |
good customer service, great product offerings, competitive rates |
Top Cons | there are not so many reviews available online |
Overall Rating | 95% |
Best For | focuses on invoice-based industries like healthcare, lending, property management, and education |
BillingTree is a merchant account provider that specifically focuses on invoice-based industries like healthcare, lending, property management, and education. The company was founded in 2003 and also operates under the name “Electronic Payment Providers, Inc.” BillingTree offers variable contract terms that depend on each merchant’s business type and processing history.
Pricing | quote-based |
---|---|
Features |
domestic and international merchant accounts, data security and fraud detection, payer authentication enables merchants to invoice customers via email, etc |
Top Pros |
offers offshore accounts for international merchants, fair pricing and contract terms, offers EMV-compliant mobile card reader, dedicated account manager for customer service |
Top Cons | early termination fee in some cases |
Overall Rating | 98% |
Best For | traditional low-risk merchants, high-risk merchant community, as well as international merchants |
Founded in 1999, Durango Merchant Services, LLC (durangomerchantservices.com) is a merchant account provider for both U.S. and international merchants, including mail/telephone order, internet, mobile, and retail accounts. Durango specializes in placing high- risk business types, including businesses that require offshore merchant accounts.
Pricing | $20.00 monthly fee + additional fees that vary depending on the industries |
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Features |
POS systems, merchant accounts, B2B, Processing, payment gateway, credit card terminals, etc |
Top Pros |
interchange-plus pricing offered exclusively, no annual or monthly minimum fee, month-to-month billing with no early termination fees, discounted pricing for qualified non-profit companies |
Top Cons |
not recommended for businesses processing less than $10,000 per month, no support for high-risk or international merchants |
Overall Rating | 98% |
Best For | small businesses, restaurants, and nonprofits |
Dharma Merchant Services is a merchant account provider originally based in San Francisco, California but now headquartered in Vancouver, Washington. A certified green eco-friendly business, the company advertises that it donates a percentage of its net profits to non-profit organizations.
Pricing | flat rate of 2.75% for swiped/dipped/tApped transactions, 3.5% + $0.15 for keyed transactions, and 2.9% + $0.30 for online transactions |
---|---|
Features |
able to integrate with another POS systems, free online store, as well as integrating with various shopping cart software providers, developer tools, etc |
Top Pros |
predictable flat-rate pricing, no monthly fees, impressive feature set, affordable chip card readers, all-in-one payments system, free tools for selling online |
Top Cons |
account stability issues, not suitable for high-risk industries |
Overall Rating | 99% |
Best For | online stores, SMB to Mid Market businesses |
Square Point of Sale is the company's excellent entry into the point-of-sale arena. Square stands out, not only with its typical easy-to-use technology but also because it's managed to combine that with a flatter pricing structure than most competing services. Square is the most feature-rich and advanced mobile processing (mPOS) solution you can find without a monthly fee. It doubles as a countertop POS system, too.
Pricing |
starts at 1.99% + $0.15 per transaction, no monthly account fee |
---|---|
Features |
manage the merchant account and process the transactions credit card terminals, payment gateway, virtual terminal, mobile pocessing, international payments, business credit cards, etc |
Top Pros |
next-day funding, large direct processor, few complaints compared to size, no monthly fee with standard account, month-to-month billing available, no terminal leases |
Top Cons | "Free" credit card terminal requires long-term contract |
Overall Rating | 95% |
Best For | all types of businesses |
Chase is the leading provider of merchant services with over $1 trillion in annual processing volume. They have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years.
Pricing | 1.9% + $0.2 per transaction |
---|---|
Features |
simple pricing, fast settlement, robust and secure, no contracts or setup fees, merchant trust initiative, etc |
Top Pros |
transparent cost-plus pricing standard, low-cost ACH/eCheck payment processing, a good reputation, good option for budget-conscious merchants |
Top Cons | cancellation fees charged in some circumstances |
Overall Rating | 97% |
Best For | online stores |
National Processing is a merchant account provider that specializes in ACH processing for small businesses. The company should not be confused with National Processing Company, National Payment Processing, or 1st National Processing, as it appears to have no affiliation with these similarly named providers.
Pricing |
stars at 2.65% + $0.19 per transaction, $10.00 monthly account fee |
---|---|
Features |
merchant accounts, payment gateway/virtual terminal, terminal sales and leasing, wireless terminals, mobile processing, tablet-based mobile POS systems, online customer portal, etc |
Top Pros |
full range of products and services, interchange-plus pricing available upon request, no early termination fee |
Top Cons |
three-year contract with automatic renewal clause, expensive terminal leases through Ladco Global Leasing Solutions, most account fees not disclosed |
Overall Rating | 90% |
Best For |
small businesses, e-Commerce, enterprises |
Elavon is a large credit card processing company that offers every option under the sun. If you sign up with them directly, they offer a wide variety of options with flat-rate pricing and no hidden fees. They also provide e-commerce solutions, hosted gateways, gift and pre-paid card services, and PCI compliance programs. Elavon is a top provider for specific industries, including airlines, restaurants, hospitality, retail, healthcare, and education.