Name | Description | Best For | Minimum Credit Score | Minimum Annual Revenue | Loan Amount | Loan Term | Annual Percentage Rate |
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LendingTree is a lot more than mortgages. Company is an online loan marketplace for various financial borrowing needs i read more |
for seekers of different types of loans (short, long, working capital, line of credit ets) | 525 | $1,000,000 | $25,000-$5 millions | 3 months - 7+ years | start from 5.85% | |
Kabbage empowers small businesses through straightforward, flexible access to capital. They are extended more than $6.5 read more |
very small businesses (min 1 year in business), working capital, covering day-to-day expences |
550 | $50,000 | line of credit - $2,000 - $250,000 | 6, 12 or 18 months | 24% - 99% | |
LoanBuilder specializes in short-term lending to midsize businesses. Business owners can apply for its term loans to cov read more |
fast funding, borrowers with fair credit (min in business 9 months) |
550 | $42,000 | $5,000 - $500,000 | 13-52 weeks | 6.49% - 19.4% | |
BlueVine provides small businesses like your access to capital when you need it. By combining the latest advancements in read more |
new businesses,: line of credit - 6+ months, invoice factoring - 3+ months |
line of credit - 600, invoice factoring - 530 |
$100,000 | line of credit - up to $250,000invoice factoring - up to $5 million | 6 months - 30 years | line of credit - 4.8% andinvoice factoring - 0.25% (per week) | |
At Headway Capital, they appreciate the effort it takes for small businesses to reach their goals. Accessing capital sho read more |
businesses with minimum 1 year recording, fast funding | 595 | $50,000 | $5,000 - $100,000 | 12, 18, or 24 months | 40% - 80% | |
Funding Circle is one of the best-capitalized lending platforms in the world. Their backers collectively manage over $5 read more |
business owners with fair credit (min 2 years in business) | 620 | none | $25,000 - $500,000 | 6 month - 5 years | 4.99% - 27.79% | |
Fundbox has two products for small businesses: an award-winning invoice financing offering and a line of credit that req read more |
min 6 months in business with recording customer invoices and having an accounting software | no requirment | $50,000 | $1000— $100,000 | 12-24 weeks | invoice financing: 10.1% to 68.7% for 12 weeks, 11.4% to 78.6% for 24 weeks, line of credit: 10.1% to 79.8%. |
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SnapCap was born out of the financial crisis and officially opened doors in 2012. Now they are helping lead a revolution read more |
for businesses with 1 year recording, need a short-term funding | 550 | $100,000 | $5,000 - $600,000 | 3 months - 3 years | 19.99% - 49.99% | |
Since 2007, the company been bringing borrowers and investors together, transforming the way people access to credit. Ov read more |
borrowers need a small amount with a flexible term (min 1 year in business) | 600 | $50,000 | $5,000 - $300,000 | 1-5 years | 9.77% - 35.71% | |
Created to support and empower small businesses, OnDeck is 100% committed to serving customers with the smartest financi read more |
borrowers with low credit scores (min 1 year in a business), expansion, working capital | 500 | $100,000 | term loan - up to $500,000 line of credit - up to $100,000 |
up to 36 months | from:term loan - 9.99%line credit - 13.99% |
Best For | for seekers of different types of loans (short, long, working capital, line of credit ets) |
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Minimum Credit Score | 525 |
Minimum Annual Revenue | $1,000,000 |
Loan Amount | $25,000-$5 millions |
Loan Term | 3 months - 7+ years |
Annual Percentage Rate | start from 5.85% |
LendingTree is a lot more than mortgages. Company is an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more. They also offer comparison shopping services for autos, home improvement pros, and education programs. Together, these services serve as an ally for consumers who are looking to comparison shop among multiple businesses and professionals who will compete for their business.
Best For |
very small businesses (min 1 year in business), working capital, covering day-to-day expences |
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Minimum Credit Score | 550 |
Minimum Annual Revenue | $50,000 |
Loan Amount | line of credit - $2,000 - $250,000 |
Loan Term | 6, 12 or 18 months |
Annual Percentage Rate | 24% - 99% |
Kabbage empowers small businesses through straightforward, flexible access to capital. They are extended more than $6.5 billion directly to small business owners and powered automated funding for other organizations all over the globe – all while maintaining a remarkably high laughter quotient. Teams span the globe, bringing top-notch talent and unique perspectives as we collaborate to support small businesses everywhere.
Best For |
fast funding, borrowers with fair credit (min in business 9 months) |
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Minimum Credit Score | 550 |
Minimum Annual Revenue | $42,000 |
Loan Amount | $5,000 - $500,000 |
Loan Term | 13-52 weeks |
Annual Percentage Rate | 6.49% - 19.4% |
LoanBuilder specializes in short-term lending to midsize businesses. Business owners can apply for its term loans to cover almost any legitimate business purpose, and it’s fast: you can apply online and may be able to get your loan as soon as the next business day.LoanBuilder business loans are financed by WebBank, Member FDIC. The company helps businesses get the right funding quickly by letting them design loans that fit their unique needs to get approved based on how they manage their business.
Best For |
new businesses,: line of credit - 6+ months, invoice factoring - 3+ months |
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Minimum Credit Score |
line of credit - 600, invoice factoring - 530 |
Minimum Annual Revenue | $100,000 |
Loan Amount | line of credit - up to $250,000invoice factoring - up to $5 million |
Loan Term | 6 months - 30 years |
Annual Percentage Rate | line of credit - 4.8% andinvoice factoring - 0.25% (per week) |
BlueVine provides small businesses like your access to capital when you need it. By combining the latest advancements in technology and security with the expertise and care of the team, they’re able to serve business owners nation-wide with efficiency, simplicity, and honesty. At BlueVine, they’re proud to be the answer for thousands of small business owners who rely on us every day to equip them with the funds they need to achieve their business goals.
Best For | businesses with minimum 1 year recording, fast funding |
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Minimum Credit Score | 595 |
Minimum Annual Revenue | $50,000 |
Loan Amount | $5,000 - $100,000 |
Loan Term | 12, 18, or 24 months |
Annual Percentage Rate | 40% - 80% |
At Headway Capital, they appreciate the effort it takes for small businesses to reach their goals. Accessing capital should be easy and clear. Business lines of credit are one of the most sought-after small business loans for business owners. Company believes you can accomplish great things with the right support, and Headway Capital is proud to help hardworking business owners like yourself find continued success. That’s why they strive to be a partner you can trust.
Best For | business owners with fair credit (min 2 years in business) |
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Minimum Credit Score | 620 |
Minimum Annual Revenue | none |
Loan Amount | $25,000 - $500,000 |
Loan Term | 6 month - 5 years |
Annual Percentage Rate | 4.99% - 27.79% |
Funding Circle is one of the best-capitalized lending platforms in the world. Their backers collectively manage over $5 trillion and are the leading firms behind Facebook, Twitter, Skype, and Betfair. There’s a huge community lending through Funding Circle. Thousands of people, local and national governments and financial institutions have lent over $9.5 billion, helping thousands of businesses.
Best For | min 6 months in business with recording customer invoices and having an accounting software |
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Minimum Credit Score | no requirment |
Minimum Annual Revenue | $50,000 |
Loan Amount | $1000— $100,000 |
Loan Term | 12-24 weeks |
Annual Percentage Rate |
invoice financing: 10.1% to 68.7% for 12 weeks, 11.4% to 78.6% for 24 weeks, line of credit: 10.1% to 79.8%. |
Fundbox has two products for small businesses: an award-winning invoice financing offering and a line of credit that requires only a bank connection to get a credit decision. For both products, with a single click funds show up in a customer's bank account as soon as the next business day. Company is also proud to partner with industry influencers and trusted leading products including Intuit QuickBooks, Freshbooks, Xero, Harvest, and Zoho.
Best For | for businesses with 1 year recording, need a short-term funding |
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Minimum Credit Score | 550 |
Minimum Annual Revenue | $100,000 |
Loan Amount | $5,000 - $600,000 |
Loan Term | 3 months - 3 years |
Annual Percentage Rate | 19.99% - 49.99% |
SnapCap was born out of the financial crisis and officially opened doors in 2012. Now they are helping lead a revolution in hybrid finance, focusing less on a business owner’s credit score and more on the overall health of their business. They let you know exactly where you stand from the moment you start an application to the moment you receive the funds. If a business has good cash flow, loyal customers, and a profitable outlook, you will get approved.
Best For | borrowers need a small amount with a flexible term (min 1 year in business) |
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Minimum Credit Score | 600 |
Minimum Annual Revenue | $50,000 |
Loan Amount | $5,000 - $300,000 |
Loan Term | 1-5 years |
Annual Percentage Rate | 9.77% - 35.71% |
Since 2007, the company been bringing borrowers and investors together, transforming the way people access to credit. Over the last 10 years, they've helped millions of people take control of their debt, grow their small businesses, and invest for the future. Transforming an industry requires new ways of thinking and doing. Throughout the first decade, they’ve been recognized for the ideas, innovative technology, and business success.
Best For | borrowers with low credit scores (min 1 year in a business), expansion, working capital |
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Minimum Credit Score | 500 |
Minimum Annual Revenue | $100,000 |
Loan Amount |
term loan - up to $500,000 line of credit - up to $100,000 |
Loan Term | up to 36 months |
Annual Percentage Rate | from:term loan - 9.99%line credit - 13.99% |
Created to support and empower small businesses, OnDeck is 100% committed to serving customers with the smartest financing solutions and world-class service. OnDeck is the secure financing service that business owners everywhere can truly rely on. They offer a quick response to loan applications by qualifying and evaluating business performance based upon a variety of important performance metrics.